Transform Your Employee Healthcare Experience

Self-Insured Medical Expense Reimbursement Program (SIMERP) is a preventative care management solution which is IRS, HIPAA, and ERISA compliant and offered at no net cost to employers and employees. It produces FICA tax savings for employers whilst providing employees access to our extensive wellness program through our partner, Revive.

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About Our Self-Insured Medical Expense Reimbursement Program

Experience Comprehensive Care at No Net Cost

Our SIMERP plan ensures compliance while offering significant savings and wellness benefits to employees.

Key Benefits for Employers

Wellness Program Benefits

Access a full wellness program with primary care, urgent care, and mental health services at no additional cost.

Improves employee health efficiently.

Reduces overall healthcare costs for employers.

Offers access to 1,000 free medications.

Offers a wealth of mental health-related support.

Why Choose SIMERP?

Our Innovative Features

Explore how our solutions simplify health management for your employees and your business.

Tax Savings

Employees enjoy reduced taxable wages and a boost in health- and wellness-related benefits while employees will save on FICA taxes.

Wellness Access

Partnering with Revive, we offer comprehensive wellness resources, including nutrition counseling and mental health support.

Employer Cash Flow

Employers save significantly on FICA taxes through reduced taxable wages of participating employees.

Participation Rate

Over 80% employee participation rate demonstrates effectiveness and satisfaction with the SIMERP plan.

No Net Cost

Employees receive benefits without impacting their take-home pay, making healthcare more accessible.

Flexible Use

Employers can seamlessly integrate our plan with their existing medical coverage, enhancing overall employee health management.

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Commitment to Employee Wellness and Savings

Join numerous satisfied organizations transforming healthcare costs into health-driven outcomes with Self-Insured Medical Expense Reimbursement Program. Firms and organizations that are currently utilizing our SIMERP system:
• 12 states
• Numerous counties & cities
• Private & public schools
• Two NFL teams
• Large corporations
• Small & medium enterprises
• 1,600+ clients
• 4+ million members
• 5+ million encounters

Maximize Employee Tax Savings

Significant Monthly Tax Reduction

Employees on SIMERP receive a monthly reduction of $1,220 in taxable wages, leading to lower payroll tax obligations. This reduction can significantly enhance take-home pay, empowering employees to invest in their health and wellness without added financial burden.

IRS Codes related to Self-Insured Medical Expense Reimbursement Program (SIMERP):

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Enhance Employer Cash Flow

FICA Tax Savings for Employers

Employers realize FICA Tax Savings of $640 Per Employee Per Year because of the $1,220 deduction in enrolled employee’s taxable wages. The employee’s FICA taxes are reduced by $93.33 per month, lowering your FICA match requirement by the same amount. By lowering taxable wages, employers not only save on their FICA match, but ALSO support their workforce with enhanced wellness benefits at NO cost.

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Transform Your Care

Why Choose SIMERP?

SIMERP offers a unique preventive care management solution that saves money through tax benefits, enhances employee wellness, and integrates seamlessly with existing medical plans for comprehensive support at no extra cost.

Some examples of the healthcare benefits afforded by the SIMERP plan by our partner, Revive.

• Primary Care
1) Ongoing Care: Choose your designated doctor for personalized care.
2) Quick Access: Set up an appointment with your provider within 1-3 days.
3) Wellness Checks: Get a comprehensive wellness check and health strategy to keep you thriving!

• Urgent Care: 94% of visits occur in less than 20 minutes
1) 24/7: Access urgent care anytime, anywhere.
2) Rapid Consul: Consult with a physician within minutes.
3) Convenient RX: Meds ready at pharmacy of your choice at no cost for 1,000 prescriptions.

• Mental Health: 94% of visits occur in less than 20 minutes
1) Immediate Support: 24/7 access to mental health counselors.
2) Continued Support: Schedule ahead and connect with the same counselor each visit.
3) Expert Counselors: Trained in clinical assessments and care coordination.

Frequently Asked Questions

Find answers to common inquiries about SIMERP.

What is the SIMERP program?

SIMERP is a Self-Insured Medical Expense Reimbursement Program that provides employers tax savings while ensuring employees have access to a wealth of essential healthcare benefits.

How does SIMERP create savings for employers?

Employers benefit from FICA tax savings as enrolled employees reduce their taxable wages through the SIMERP plan, lowering payroll taxes owed and may reduce health insurance expenditures for firms with level- or self- funded insurance plans.

Is there a cost for employees and/or employers?

There is no net cost for employees nor employers as the savings from the SIMERP plan typically covers health benefits, facilitating access to their wellness programs. Due to the $1,220 reduction in employees’ pretax taxable wages each month, the employee’s FICA taxes are reduced by $93.33 per month thus lowering an employer’s FICA match requirement by the same amount. Employers pay $40.00 per participating employee per month from the savings created thereby leaving a net savings to the employer of $53.33 per employee per month.

Does this replace our existing medical plan and/or broker?

No. SIMERP layers on top of your existing coverage. No plan change required nor a change to your broker.

Do you provide audit protection?

Yes, our partner, EHP, provides comprehensive audit protection to ensure employers are fully compliant with IRS regulations.

For more FAQs, please click: FAQ Page

Boost Employee Wellness

Start Your Journey With SIMERP Today!

Contact us to learn more about how SIMERP can benefit your organization.
Experience the difference in employee health and savings!


		
			
				
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