Who is eligible for SIMERP?
All W-2 employees of organizations who work at least 30 hours per week that adopt SIMERP can participate once their employer offers the program.

How do employees enroll?
Enrollment is managed through the employer’s designated platform in partnership with Revive and EHP. Employees opt in during designated enrollment periods.

Can small businesses use SIMERP?
Yes. The program is currently offered to employers who have 25 or more W-2 employees, which includes from companies, corporations, non-profit organizations, states, numerous counties and cities, and private and public schools.

What are the employer payment terms?
Employers realizes FICA Tax Savings of $640 Per Employee per year because of the $1,220 deduction in enrolled employee’s taxable wages. The employee’s FICA taxes are reduced by $93.33 per month, lowering your FICA match requirement by the same amount. Employers pay $40.00 per participating employee per month leaving a net savings to the employer of $53.33 per employee per month.

How is employee privacy protected?
SIMERP adheres strictly to HIPAA regulations ensuring the confidentiality and security of health information.

How quickly can an employer implement SIMERP?
Implementation timelines vary; contact us for guidance to match your payroll and benefits schedules.

Are there any state restrictions?
Currently, SIMERP is used in 12 states. Please contact us to confirm availability in your state.

Does participation affect payroll reporting?
Wage deductions and tax-saving transactions are processed according to IRS-approved methods integrated with payroll systems.

Who administers the program?
SIMERP is administered in partnership with qualified third-party administrators and wellness providers to ensure compliance and smooth operations.

Who is the company behind SIMERP1.com?
This website is operated by Cost Recovery USA, LLC, a sales agent for EHP.

Compliance & Notices: The Program is structured under IRS Section 105/125 guidelines. Documentation available upon request. This site is for informational purposes and does not constitute tax or legal advice.